Your Access to Free Credit Reports
Short summary:
complaints into Consumer Sentinel a secure online ... For more information on obtaining your free credit report visit www.annualcreditreport.com or call ...
Long summary:
Your Access to Free Credit ReportsPage 1Your Access to Free Credit ReportsThe Fair Credit Reporting Act (FCRA) requires each of the nationwide consumer reporting companies Equifax Experian and TransUnion to provide you with a free copy of your credit report at your request once every 12 months. The FCRA promotes the accuracy and privacy of information in the files of the nations consumer reporting companies. The Federal Trade Commission (FTC) the nations consumer protection agency enforces the FCRA with respect to consumer reporting companies. A credit report includes information on where you live how you pay your bills and whether youve been sued arrested or filed for bankruptcy. Nationwide consumer reporting companies sell the information in your report to creditors insurers employers and other businesses that use it to evaluate your applications for credit insurance employment or renting a home. Here are the details about your rights under the FCRA and the Fair and Accurate Credit Transactions (FACT) Act which established the free annual credit report program.Q: How do I order my free report?A: The three nationwide consumer reporting companies have set up a central website a tollfree telephone number and a mailing address through which you can order your free annual report.To order visit annualcreditreport.com call 18773228228 or complete the Annual Credit Report Request Form and mail it to: Annual Credit Report Request Service P.O. Box 105281 Atlanta GA 303485281. The form is on the back of this brochure; or you can print it from ftc.gov/credit. Do not contact the three nationwide consumer reporting companies individually. They are providing free annual credit reports only through annualcreditreport.com 18773228228 and Annual Credit Report Request Service P.O. Box 105281 Atlanta GA 303485281.You may order your reports from each of the three nationwide consumer reporting companies at the same time or you can order your report from each of the companies one at ...
Source: www.ftc.gov
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